3A Finance was started by a team of entrepreneurs and finance professionals committed to providing small business owners an alternative financing solution. We’re 100% focused on small business. We have fast and simple, flexible small business loans that are always there when you need them.


Yes, as long as you meet the following basic criteria:


  • You have a Canadian or American - based business

  • You have an active commercial lease – not a home-based or online business

  • You have average monthly sales of at least $10,000

  • You have been in business at least 12 months


The main reason that SME owners revert to alternative funding, is to avoid the hurdles of banks. They want to be able to apply quickly, without supplying a multitude of documents. They want to assessed based on their real business data,without letting the archaic credit score affect their eligibility. They want money in bank within days, without supplying sophisticated business plans. Above all, they want to find a reliable business partner which they can use every time a small bridging is required.

Up to $500,000 to

grow your business.

Get Approved In Hours


Less is more: get more loan for less money,


Loan for as low as 1.25% per month.